.2510200813595.jpg)
5 Life Events That Should Prompt the Conversation
When people get married, they don’t usually plan for things to go wrong. But life changes. And as it does, the way you and your spouse manage money, property, and plans for the future can change too.
That’s where a postnuptial agreement comes in. A postnup is a legal document that a married couple creates after they are married. It helps set rules about what happens if the marriage ends—either by divorce or death.
It’s not about expecting the worst. It’s about being smart and protecting your future.
So, when should you think about getting a postnuptial agreement? Here are five big life moments that could mean it’s time to talk.
1. One of You Gets an Inheritance
If one spouse gets a large inheritance, it’s smart to protect it.
Even if you plan to share it, a postnup can:
- Make it clear who owns what
- Keep inherited money or property separate
- Set rules for what happens to the inheritance if the marriage ends
This is especially helpful if the inheritance includes a family home, business, or land.
2. A Business Grows—or One of You Starts a New One
Starting or growing a business can change your finances in a big way.
A postnup can help by:
- Protecting the business from being split up in a divorce
- Clarifying who owns what part of the business
- Making sure business partners are not affected if something happens in your marriage
This is helpful whether the business is brand new or has been in the family for years.
3. One Spouse Stops Working to Raise Kids
When one parent stays home, they may give up a career, income, or savings. A postnup can make sure that sacrifice is recognized.
With a postnup, you can:
- Set financial support terms if the marriage ends
- Protect retirement plans
- Show the value of unpaid work in the home
It’s a way to show respect and security for the spouse stepping back from work.
4. You’re Going Through a Rough Patch
If you and your spouse are having serious problems but want to work it out, a postnup can help rebuild trust.
It can:
- Set financial rules while you try to improve things
- Show that you’re both serious about being fair
- Help avoid bigger conflicts later
Some couples use a postnup as part of their plan to stay together.
5. Major Financial Changes
Whether it’s a big raise, a big debt, or buying property, money changes can cause stress in a marriage.
A postnup can:
- Keep things clear about who owns what
- Decide how debts are shared
- Protect large purchases or investments
Any major change in your money situation is a good reason to revisit your legal plans.
Why Talk About a Postnup?
Talking about a postnuptial agreement doesn’t mean you think your marriage will end. It means you’re planning ahead. You want to protect each other, avoid confusion, and make sure your family is secure—no matter what life brings.
If you're wondering whether now is the time to create a postnup, a family law attorney at Johnson O'Keefe can help guide you. We’re here to listen, explain your options, and make the process simple.
Need help creating a postnup? Contact Johnson O'Keefe today to schedule a consultation and take the next step in protecting your future.
